“Texas Tough” McKay Law

Liberty City Slip and Fall Accident Attorney

A slip and fall sounds minor until it happens to you. Fractured hips, head injuries, spinal damage — these are the real consequences of a condition the property owner should have fixed. At McKay Law, we represent slip and fall victims throughout Liberty City, fighting the companies and insurers whose carelessness caused preventable injuries. When the fall happened at a shopping center, a hotel or motel, an apartment complex or parking lot, or a stairwell, our dedicated attorneys are ready to fight for the compensation you deserve.

Our firm takes on slip, trip, and fall cases throughout Liberty City and the surrounding East Texas communities, representing people injured by unmarked spills, leaked product on retail floors, raised or broken tiles, broken or cracked sidewalks, missing or broken handrails, dark areas that hide hazards, tracked-in moisture near entrances, loose rugs or floor mats, and other dangerous conditions. Backed by a thorough command of Texas premises liability law and the invitee-licensee-trespasser framework, we build cases designed to establish what the owner knew or should have known. The heart of every slip and fall case is notice — did the property owner know about the hazard before you fell? Insurance companies routinely blame the victim — arguing you weren’t paying attention, that the hazard was “open and obvious,” or that surveillance footage tell a different story. We push back relentlessly and build the evidence your case needs. With a reputation for real results against major retailers and their insurers, we push hard to help you move forward. Let our family help yours.

Do You Have A Claim?

Liberty City Slip and Fall Accident Law Firm | McKay Law

A slip and fall incident can leave lasting harm in a heartbeat. One second you’re shopping at a public place in Liberty City, TX, and moments later you’re coping with debilitating harm, mounting hospital bills, aggressive insurance adjusters, time away from work, and questions you never expected to ask. McKay Law stands with slip and fall victims and their families all over Texas, guiding them through every step of the personal injury claims process with focus and compassion. Whether your fall was caused by a wet or slippery floor, ice or water in a store entrance, broken or uneven flooring, unsecured floor mats, cracked or uneven sidewalks, poorly maintained stairs, dark stairwells or parking lots, obstructed pathways, potholes in parking lots, or missing “wet floor” signs, our attorneys meticulously review the evidence—incident reports, surveillance footage, maintenance and cleaning logs, prior complaints, photographs of the hazard, and witness accounts—to establish exactly how the property owner or business caused your injuries.

Quality legal representation demands more than legal knowledge—more so when proving the property owner had notice of the hazard. At McKay Law, we acknowledge the true impact a preventable fall injury places on your body, your finances, and your family’s sense of security—especially since falls often cause hip fractures, broken wrists, and spinal injuries. That’s why we match strong legal advocacy with real empathy, staying with you from your first conversation through the final settlement or verdict. Property owners, businesses, and their insurers are practiced at undervaluing claims, blaming you for wearing the wrong shoes, destroying surveillance footage, disputing the timeline, and deflecting responsibility—we are just as adept at pushing back. Our firm holds careless businesses, retail stores, restaurants, grocery stores, management companies, and insurance carriers fully accountable under Texas law, giving injured people in Liberty City, TX the results and reassurance they deserve.

Every client we represent deserves the fullest recovery the law allows—more so when slip and fall injuries can cause lasting physical harm. That means seeking compensation for emergency care, continuing medical care, surgical procedures and therapy, rehab services, assistive devices, lost income, reduced ability to earn, pain and suffering, psychological suffering, and the long-term consequences of your injuries. While we oversee the investigation, negotiation, and litigation—including securing incident reports before the property owner can destroy or alter it—you focus on getting better. If you’ve been hurt due to a dangerous property condition in Liberty City, TX, call McKay Law—we’ll fight for your rights and help you take the next step forward with confidence.

Understanding Slip and Fall Accident Claims in Liberty City, TX

The average person dismiss a slip-and-fall as embarrassing — until the injury turns out to be serious. A broken hip, a torn rotator cuff, a herniated disc, a traumatic brain injury from striking the head on the way down — none of these are minor problems, and none of them go away on their own. For elderly victims, a single fall can mark a permanent decline in mobility and independence. And more often than people realize, the hazard that caused the fall was something the property owner knew about — or should have known about — and didn’t fix. If you or a family member was hurt in a slip-and-fall in Liberty City, TX, Texas law may provide you with a path to compensation, though the path is more demanding than most people realize.

Why Slip-and-Fall Cases Are Harder Than They Look

At a glance, a slip-and-fall claim sounds simple: you fell on someone’s property, they should pay. In Texas, the truth is considerably more complicated. These are among the most aggressively defended personal injury claims in the state, and insurance companies rely on injured people not knowing the rules.

You Have to Prove the Owner Knew — or Should Have Known. It’s not enough to establish that a hazard existed. Texas law requires you to show the property owner had actual or constructive knowledge of the dangerous condition and didn’t to address it.

“Open and Obvious” Is a Favorite Defense. If the hazard was plainly visible — a large yellow spill, an obvious hole in the sidewalk, a cord stretched across a walkway — the defendant may argue they had no duty to warn about something any reasonable person would see and avoid.

Comparative Fault Gets Weaponized. Defense lawyers frequently argue that the injured person wasn’t watching where they were walking, was distracted by a phone, or was wearing unsafe footwear — whatever it takes to shift blame from the property to the person who fell.

Evidence Disappears in Days. The spill gets mopped. The broken floor tile gets replaced. Surveillance footage gets overwritten on short cycles. The incident report — if the store even wrote one — gets buried in a risk management file.

Common Causes of Slip-and-Fall Injuries

Most slip-and-fall claims in Liberty City, TX boil down to a handful of recurring hazards:

  • Wet or freshly mopped floors without warning signs
  • Spilled liquids in grocery stores, big-box retailers, and restaurants
  • Leaking refrigeration units and coolers
  • Uneven tile, flooring transitions, or worn carpet
  • Cracked sidewalks, parking lots, and entryways
  • Poor lighting in stairwells, garages, and walkways
  • Icy or wet entry mats not changed or maintained
  • Loose handrails or missing handrails on stairs
  • Clutter and merchandise left in aisles
  • Cords and cables stretched across walking paths
  • Broken or uneven stairs
  • Potholes and ruts in parking lots
  • Recently waxed floors without warning
  • Rainwater tracked inside without adequate mats or caution signs

What they all share is a property owner or employee who either created the hazard or neglected to address one they knew about.

The Rules in Play

Slip-and-fall claims in Liberty City, TX are controlled by Texas premises liability law — the Texas Civil Practice and Remedies Code and decades of common-law doctrine. Several principles dominate:

The Four Elements. To succeed, the plaintiff must show (1) the owner or occupier had actual or constructive knowledge of a condition on the premises, (2) the condition posed an unreasonable risk of harm, (3) the owner or occupier did not exercise reasonable care to reduce or eliminate the risk, and (4) that failure proximately caused the injury.

Actual vs. Constructive Knowledge. “Actual knowledge” means someone at the business directly knew about the hazard. “Constructive knowledge” means the hazard existed long enough that a reasonable owner should have discovered it. Texas courts call this the “time-on-floor” question, and it’s where most slip-and-fall cases are won or lost. A puddle that existed for five minutes is hard to pin on the business. The same puddle, with shopping cart tracks through it and footprints around it, suggesting it had been there for an hour, tells a very different story.

Your Visitor Status Matters. Texas law divides visitors into three categories — invitee, licensee, and trespasser — and the duty owed depends on which category you fall into. A customer at a business is an invitee and is owed the highest duty. A social guest at a home is a licensee and is owed a lesser duty. A trespasser is owed the least.

Modified Comparative Fault. Texas follows a “51% bar rule.” If the injured person is found more than 50% at fault, recovery is barred. Below that, damages are reduced by the injured person’s percentage of fault. This is where insurers push hardest.

Damage Caps. Most compensatory damages are uncapped. Punitive damages are subject to statutory limits. Claims against governmental entities — falls at public schools, courthouses, or city sidewalks — are governed by the Texas Tort Claims Act, which imposes damage caps and short notice deadlines.

Where Slip-and-Falls Happen Most

After handling slip-and-fall cases for clients across East Texas, certain settings produce injury claims over and over:

  • Grocery stores and supermarkets (spills, leaking produce mist, wet entryways)
  • Big-box retailers like Walmart, Target, and home improvement stores
  • Restaurants and fast-food establishments (kitchen spills, wet bathroom floors)
  • Hotels and motels (pool decks, lobby entryways, bathroom floors)
  • Apartment complexes (broken stairs, poor lighting, uncleared walkways)
  • Office buildings and commercial lobbies
  • Gas stations and convenience stores
  • Gyms and fitness centers
  • Parking lots and parking garages
  • Hospitals and medical offices
  • Nursing homes and assisted living facilities
  • Public buildings and government offices (triggering Tort Claims Act issues)
  • Private homes (often resolved through homeowner’s insurance)

Common Slip-and-Fall Injuries

Slip-and-fall injuries are commonly more serious than people assume — especially for older adults. The injuries we see most often include broken hips, wrists, ankles, and elbows; traumatic brain injuries from striking the head; herniated and bulging discs; torn rotator cuffs and other shoulder injuries; knee injuries including meniscus tears and ACL damage; facial fractures and dental injuries; spinal cord injuries in severe cases; and chronic pain syndromes that develop long after the initial trauma.

For adults over 65, a hip fracture from a fall carries a significantly elevated mortality risk in the year that follows — a reality that makes properly valuing these cases non-negotiable.

Evidence That Wins These Cases

Slip-and-fall cases are built on evidence that typically starts disappearing the moment it’s created. The most valuable evidence includes surveillance footage (many businesses overwrite within 7 to 30 days, sometimes less), incident reports filed by staff or management, photographs of the hazard and the scene at the time of the fall, the footwear worn at the time, witness names and statements, maintenance and cleaning logs (which often show how often and when floors were inspected), prior complaint records, prior incident reports involving similar hazards, medical records documenting the injuries and causation, and — where relevant — expert analysis from safety engineers, human factors experts, or flooring specialists.

The difficulty: most of this evidence is controlled by the property owner, and routine business practices destroy or discard it quickly. A preservation letter sent by an attorney in the first days after a fall can be the difference between having proof and losing it.

What the First Hours Matter

What happens in the moments after a fall meaningfully affects any later claim. When possible:

  • Report the fall to the manager or property owner immediately and insist on an incident report — ask for a copy
  • Photograph the hazard from multiple angles before anyone cleans it up
  • Photograph your footwear
  • Document the exact location and time
  • Get names and phone numbers from any witnesses
  • Seek medical attention, even if you think you’re “just sore” — many serious injuries don’t present symptoms for hours or days
  • Preserve any clothing or items damaged in the fall
  • Avoid giving a recorded statement to the property’s insurer before consulting an attorney
  • Do not post about the fall on social media
  • Keep every medical bill, pharmacy receipt, and appointment record

Filing Deadlines

Texas generally applies a two-year statute of limitations on slip-and-fall claims, measured from the date of the fall. Let it pass, and the right to recover is almost always gone — permanently. But note: falls on property owned by a governmental entity — a city sidewalk, a county building, a public school, a public hospital — are governed by the Texas Tort Claims Act, which requires written notice of the claim far sooner, often within six months or less. Many municipalities have their own charter-based notice rules that are shorter still. Missing a notice deadline under the Tort Claims Act can end an otherwise strong case before it begins.

Why Experienced Counsel Matters

These cases are deceptively complex — until you try to handle one. Retailers, apartment management companies, nursing home chains, and their insurers have defense playbooks polished over thousands of claims. They know the “open and obvious” defense, they know how to question whether the hazard existed long enough to establish constructive knowledge, and they know how to turn a customer’s fall into an argument about the customer’s own inattention. They often offer quick settlements before the full medical picture — including future surgeries, chronic pain management, and lost earning capacity — has come into focus.

An experienced Liberty City slip-and-fall attorney changes that dynamic. The right lawyer will send preservation letters immediately to protect surveillance footage and incident reports, investigate the property’s history of similar falls, obtain cleaning and inspection logs, identify every potentially liable party (property owner, operator, tenant business, cleaning contractor, maintenance company), bring in safety engineers or human factors experts when warranted, document the full long-term cost of the injuries, and refuse to accept a settlement that doesn’t reflect the true value of the case.

If you or someone you are close to was hurt in a slip-and-fall in Liberty City, TX, the time to act is now. Call an experienced slip-and-fall attorney today for a evaluation of your case — before evidence disappears and critical deadlines slip by.

Slip and Fall Accident Attorney in Liberty City: Focused Legal Support from Lindsey McKay

One instant can alter everything. When a slick floor, a leaking cooler, or an unmarked slippery spot causes a serious fall, the injured individual rarely walks away the same. Hospital invoices begin showing up before the bruises heal. A brief visit transforms into weeks away from the job. Income suddenly halts while recovery extends through weeks or months of rehabilitation. And behind all of it is the unspoken, wearying load of psychological trauma that does not show up on any X-ray.

For residents throughout Liberty City who are navigating this type of abrupt disruption, moving forward often seems impossible without help. They need a champion in their corner who understands what they are facing, treats them as a person rather than a case file, and is prepared to battle hard for the compensation they have earned. Lindsey McKay has centered her practice on exactly this kind of client-focused advocacy, representing those injured in falls across Liberty City with a combination of real understanding and substantial legal skill.

Client-First Legal Representation

Plenty of law firms advertise themselves as client-focused. What genuinely separates Lindsey McKay’s approach is how steadily that pledge translates into action. She approaches each case knowing that behind the incident report, the medical records, and the insurance correspondence, there is an actual person working to rebuild their life. The individual across her desk could be a mother or father concerned about supporting their children, a customer hurt while simply running errands at a store, or a retired person whose peaceful life has been upended by a fall they never saw coming.

Instead of speeding through intake and imposing a cookie-cutter strategy on every case, McKay takes time to listen. She wants to understand what happened, what her client has endured, and what recovery needs to look like for that particular family. Only then does she construct a legal roadmap fitted to those specific circumstances.

This client-focused mindset likewise influences her communication. Clients should never have to wonder what is happening with their case or chase down their own lawyer for updates. McKay updates her clients during every stage of the case, explaining developments in plain language and ensuring every question receives a response. That kind of steady, truthful communication forms the foundation of trust that supports a case through months or years of legal proceedings.

The Full Impact of a Slip and Fall

Slip and fall accidents take many forms. Some occur when shoppers hit wet floors at supermarkets without warning cones. Others feature just-cleaned surfaces in restaurants, dripping cooler cases, or puddled rainwater at building entrances, where a failure to alert customers or address the hazard triggers a serious fall. Iced-over walkways, slippery stairs, freshly waxed floors without notice, and spills near drink dispensers all carry their own particular dangers. What they share is that a property owner or operator failed to keep the floor safe for visitors. Under Texas law, property owners and businesses must exercise reasonable care to maintain safe conditions for customers and guests, and when that duty is breached, the results are often catastrophic.

Brain trauma, spinal injuries, shattered bones, hip breaks, torn ligaments, and permanent scarring are common injuries suffered by slip and fall victims. Falls can prove especially life-changing for older adults, frequently resulting in lasting mobility issues or even death. Health experts have identified falls as a leading cause of injury-related death in older adults. But the initial emergency room bill is rarely the end of the story. Recovery commonly lasts for months or years, requiring operations, physical therapy, mobility aids, home adjustments, and continued treatment. Some victims never go back to their prior jobs. Others can no longer manage on their own.

McKay takes the time to document the full scope of what her clients have lost. That means reaching beyond the current charges to address projected future medical expenses, rehabilitation costs, compromised future income, physical and emotional distress, and the overall reduction in life enjoyment. Texas law allows recovery for all of these categories of damages, but only when they are thoroughly documented and shown. Her thorough approach is designed to make sure nothing gets overlooked.

The emotional aftermath deserves the same careful attention. Anxiety about falling, anxiety in public spaces, depression, post-traumatic stress, and strained relationships are all common among slip and fall survivors. These are not minor or lesser injuries. They are true harms that demand true compensation, and McKay fights to have them properly accounted for in every claim.

Working Through a Complicated Legal Terrain

Slip and fall matters in Texas are rarely uncomplicated. Establishing a slip and fall case usually means demonstrating the owner was aware or should have been aware of the hazard, had a fair chance to correct the problem or alert visitors, and neglected that responsibility. Proving how long a spill was on the floor or whether staff had inspected the area recently is frequently the deciding factor in these cases.

On the other side, companies and their insurance providers typically react forcefully. They often have investigators and defense lawyers on the scene within hours of a fall, striving to develop an account that makes the injured party at fault. They may contend the condition was “open and obvious” or that the victim was careless. Under Texas’s comparative fault rules, any portion of blame placed on the victim cuts into their recovery, and if the victim is found more than 50% at fault, they recover nothing. Meanwhile, injured people are generally still receiving medical care. The pressure for a fast settlement, before injuries are fully understood, can be significant. Undervalued settlements often appear cloaked as generous.

Pushing back against that pressure requires counsel who understands the field. McKay is well-versed in Texas premises liability law, comparative fault principles, and the safety standards that apply to businesses and property owners. She understands what security video, inspection files, and maintenance records ought to reflect, what store policies typically require when it comes to identifying and cleaning up hazards, and how to challenge the “open and obvious” and comparative fault defenses that frequently arise. She stays current on legal developments that might affect her clients’ cases.

Her investigative process is thorough and structured. She works with safety specialists, flooring and surface experts, medical experts, and vocational specialists to construct cases that withstand examination. Evidence gets preserved carefully, ranging from video recordings and incident documentation to inspection histories, cleaning logs, scene images, and bystander testimony. When settlement negotiations succeed, that preparation is what drives the numbers higher. When a case has to go to trial, that same preparation is what wins verdicts.

A Hometown Lawyer with Firsthand Local Knowledge

Liberty City has its own blend of supermarkets, retail chains, restaurants, and shopping venues where slip and fall incidents occur. Each carries its own safety risks, typical dangers, and maintenance procedures. McKay’s understanding of the local area means she understands how area businesses function, what safety rules apply, and how local courts approach these matters.

That regional awareness matters. So does her commitment to direct, ethical legal practice. McKay is honest with clients regarding their matters, including the obstacles. She does not guarantee outcomes she cannot ensure. What she offers instead is candid assessment, careful preparation, and steady effort on behalf of her clients.

Acting Quickly Makes a Difference

If you or a loved one has suffered injuries in a slip and fall accident in Liberty City, the choices made in the initial days following the incident can define the whole matter. Texas imposes strict time limits on personal injury claims, and important evidence can vanish fast. Surveillance video may be lost, at times within only days. The spill is addressed and the area is restored. Inspection histories and cleaning logs can be misplaced or altered. Eyewitnesses relocate or forget particulars. Employees leave the company and become difficult to locate.

Meanwhile, the business’s team is already at work building their side of the story. The quicker you have your own attorney looking into things, preserving proof, and alerting the liable parties, the more solid your case becomes.

Lindsey McKay offers sympathetic, skilled legal advice to help slip and fall victims learn their rights and weigh their options. Taking a case seriously means more than filing paperwork and waiting for a settlement offer. It means fighting for the dignity, well-being, and financial security of the person who was hurt. With McKay handling the legal fight, clients can focus on healing while she directs her efforts at making negligent businesses, property owners, and their insurance carriers accountable for the harm they caused.

6 Leading Causes Slip, Trip, and Fall Incidents in Liberty City

Slip-and-fall accidents are one of the most frequent types of personal injury claims in Liberty City and across the country. Despite the ordinary-sounding name, these falls can cause devastating injuries — broken hips, wrist fractures, traumatic brain injuries, spinal damage, and even fatalities, particularly among older adults. Regardless of whether you’re a long-time local of Liberty City or simply visiting, knowing what causes most slip-and-fall accidents can allow you to stay alert, protect yourself, and know what to do if you’re ever injured. Here are the six most common reasons behind slip-and-fall accidents in Liberty City.

1. Wet or Slippery Floors

Wet floors are the most frequent cause of slip-and-fall accidents in Liberty City. Grocery store aisles where a drink has spilled, freshly mopped restaurant floors without warning signs, water tracked in from rainy weather, leaking refrigerator cases, and wet bathroom tiles all cause serious falls every day. Property owners have a legal obligation to clean up spills quickly and warn visitors about wet surfaces — and when they don’t, they can be held responsible for resulting injuries.

Stay safe: Watch for warning cones, walk carefully on shiny or freshly cleaned surfaces, and report spills to staff when you see them.

2. Uneven Flooring and Damaged Walkways

Cracked sidewalks, uneven pavement, raised tiles, torn carpeting, loose floorboards, and potholes in parking lots cause a significant number of falls in Liberty City. Older neighborhoods and strip malls where maintenance has been neglected are especially prone to these hazards. Even a half-inch difference in surface height can catch a toe and send someone sprawling — and property owners are responsible for keeping walking surfaces in proper condition.

Stay safe: Watch where you’re walking most carefully in parking lots and older commercial areas, and report damaged flooring to property management in writing.

#3 Poor Lighting

Inadequate lighting turn otherwise manageable hazards into serious dangers. Stairwells with burned-out bulbs, parking garages with broken overhead lights, dimly lit restaurant entrances, and unlit apartment walkways all contribute to falls in Liberty City. When people can’t see the surface in front of them, they’re far more likely to misjudge a step or miss a change in elevation. Property owners have a duty to maintain sufficient lighting throughout their premises.

Protect yourself: Use a phone flashlight in dim areas, avoid poorly lit shortcuts, and report burned-out lights to property managers.

#4 Staircase Falls

Staircases are involved in a disproportionate share of serious fall injuries because the consequences of falling down stairs are frequently far worse than a flat-surface fall. Missing or loose handrails, uneven step heights, worn or torn carpet runners, inadequate lighting, and wet or slippery treads all contribute to stairway accidents in Liberty City. Building codes require specific standards for stair construction and maintenance, and violations of those codes commonly support premises liability claims.

Protect yourself: Always use handrails when available, take stairs deliberately when carrying items, and avoid distractions like your phone while descending.

#5 Weather-Related Hazards

Liberty City weather can create unexpected slip-and-fall hazards. Heavy rain brings water tracked onto tile floors and slippery wet surfaces outside building entrances. Occasional ice storms and freezing rain create dangerous conditions on sidewalks, parking lots, and stairs — especially in areas that seldom see winter weather. Property owners have a legal obligation to address weather-related hazards within a practical time, including putting out mats, clearing walkways, and posting warnings.

Stay safe: Wear appropriate footwear during wet or icy weather, take extra care on slick surfaces, and use handrails wherever they’re available.

#6 Cluttered Walkways and Obstructed Paths

Merchandise left in grocery store aisles, boxes blocking warehouse walkways, loose cords across floors, trash and debris on sidewalks, and construction materials left in pedestrian areas all cause trips and falls in Liberty City. Retail stores are notably prone to these claims when employees restock shelves during busy hours or leave pallets and ladders in aisles. Property owners are responsible for keeping walking paths clear or clearly marked when obstructions can’t be avoided.

Stay safe: Stay alert in busy stores during restocking hours, watch for cords or boxes on the floor, and report tripping hazards to staff or management.


What to Do If You Fall

Slip-and-fall cases typically come down to evidence, and evidence disappears quickly. Wet floors get mopped up, warning cones get moved, and broken tiles get repaired — sometimes within hours of an accident. If you fall: report the incident to the property owner or manager immediately and ask for a written incident report, take photos of the hazard and your injuries before anything changes, get contact information from any witnesses, save the clothes and shoes you were wearing, and seek medical attention even if you feel okay — head and spinal injuries aren’t always obvious right away. Texas law generally gives slip-and-fall victims two years from the date of injury to file a claim, but moving fast makes a difference because evidence fades fast.

Liberty City, TX  Slip and Fall Accident Law Firm
Settlements Won
0 +
Million Dollars Won
0 +
Google 5 Star Reviews
0 +
What rights do I have in Liberty City after a personal injury

What rights do I have in Liberty City after a slip and fall accident

Right to seek compensation. If someone else’s negligence caused your injury, you can pursue damages for medical bills (past and future), lost wages and lost earning capacity, property damage, pain and suffering, mental anguish, and in some cases punitive damages if the conduct was grossly negligent.

Statute of limitations. Texas generally gives you two years from the date of the injury to file a lawsuit (Texas Civil Practice & Remedies Code §16.003). Miss it and you usually lose the right to sue entirely. Claims against government entities have much shorter notice deadlines — often six months or less.

Modified comparative fault (the “51% bar rule”). Texas reduces your recovery by your percentage of fault, and if you’re found more than 50% at fault, you recover nothing.

Right to refuse to give a recorded statement to the other party’s insurance company. You’re not obligated to, and it’s often wise not to without legal advice.

Right to your own medical care and records, and to choose your own doctor (outside of workers’ comp situations, where rules can differ).

Right to negotiate or reject settlement offers. Initial insurance offers are typically low; you’re not obligated to accept.

If it’s a car accident: Texas is an at-fault state, so the at-fault driver’s insurance is primarily liable. Minimum liability coverage is 30/60/25.

If it’s a work injury: Texas is unusual in that employers can opt out of workers’ comp. If your employer carries it, your remedies are generally limited to the WC system; if they don’t, you may be able to sue them directly.

The Texas Tough Difference

See why so many others choose McKay Law, PLLC

With over 300 five-star reviews, McKay Law, your local Personal Injury Law Firm has earned the trust and gratitude of our clients. Every case we handle is unique, and every client’s story matters. Don’t just take our word for it—hear directly from our clients about their experiences and why they confidently recommend us to others.