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“Texas Tough” McKay Law
Mount Pleasant Slip and Fall Accident Attorney
A slip and fall is often dismissed as clumsiness — until the injuries prove otherwise. Broken bones, head injuries, back and neck injuries — these are the real consequences of a wet floor no one marked. At McKay Law, we represent slip and fall victims throughout Mount Pleasant, fighting the companies and insurers whose negligence caused life-altering damage. When the fall happened at a grocery store or supermarket, a hotel or motel, an commercial property, or a public sidewalk or walkway, our committed trial lawyers are ready to pursue every responsible party.
Our firm handles slip, trip, and fall cases throughout Mount Pleasant and the surrounding East Texas region, standing up for people injured by liquid hazards left unaddressed, spilled food or drinks in store aisles, raised or broken tiles, poorly maintained walkways, loose or worn stair treads, dark areas that hide hazards, slippery conditions businesses failed to address, unsecured floor coverings, and other dangerous conditions. Drawing on a deep understanding of Texas premises liability law and the invitee-licensee-trespasser framework, we build cases designed to hold every responsible party accountable. The heart of every slip and fall case is notice — did the property owner know about the hazard before you fell? Insurance companies deny these claims aggressively — arguing you weren’t paying attention, that the hazard was “open and obvious,” or that incident reports tell a different story. We work tirelessly and build the evidence your case needs. With a reputation for meaningful recoveries against major retailers and their insurers, we fight relentlessly to help you move forward. Let our family help yours.
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Mount Pleasant Slip and Fall Accident Law Firm | McKay Law
A slip and fall incident can change everything in a single moment. In one moment you’re shopping at a store, restaurant, or business in Mount Pleasant, TX, and the next you’re dealing with broken bones, mounting hospital bills, aggressive insurance adjusters, time away from work, and questions you never expected to ask. McKay Law supports slip and fall victims and their families all over Texas, guiding them through every stage of the legal process with skill and determination. Whether your fall was caused by a wet or slippery floor, ice or water in a store entrance, loose tiles, torn or bunched-up rugs, broken pavement, poorly maintained stairs, inadequate lighting, merchandise left in walkways, unsafe lot conditions, or failure to mark hazards, our attorneys dig deep into the evidence—incident reports, CCTV recordings, maintenance and cleaning logs, past safety issues, visual evidence, and witness accounts—to establish exactly how the property owner or business caused your injuries.
Strong legal representation requires more than courtroom experience—more so when proving the property owner had notice of the hazard. At McKay Law, we acknowledge the true impact a serious slip and fall imposes on your body, your finances, and your family’s sense of security—particularly because these accidents frequently result in serious orthopedic harm. That’s why we pair strong legal advocacy with heartfelt care, walking with you from your first conversation through the final resolution. Property owners, businesses, and their insurers are skilled at minimizing payouts, blaming you for wearing the wrong shoes, destroying surveillance footage, disputing the timeline, and deflecting responsibility—we are just as adept at pushing back. Our firm holds negligent property owners, retail stores, restaurants, grocery stores, management companies, and insurance carriers totally liable under Texas law, giving injured people in Mount Pleasant, TX the outcomes and peace of mind they deserve.
Every client we represent deserves the fullest recovery the law allows—particularly when slip and fall injuries can cause chronic pain and long-term complications. That means fighting for compensation for emergency care, continuing medical care, surgical procedures and therapy, rehab services, mobility aids, lost income, loss of future income, pain and suffering, emotional distress, and the enduring impact of your injuries. While we handle the investigation, negotiation, and litigation—including securing incident reports before the property owner can let it be overwritten—you concentrate on recovery. If you’ve been harmed by a property owner’s negligence in Mount Pleasant, TX, contact McKay Law—we’ll fight for your rights and help you take the next step forward with confidence.
Understanding Slip and Fall Accident Claims in Mount Pleasant, TX
Most people dismiss a slip-and-fall as awkward — until the injury turns out to be serious. A broken hip, a torn rotator cuff, a herniated disc, a traumatic brain injury from striking the head on the way down — none of these are trivial problems, and none of them go away on their own. For seniors, a single fall can mark a permanent decline in mobility and independence. And in case after case, the hazard that caused the fall was something the property owner knew about — or should have known about — and didn’t fix. If you or a family member was hurt in a slip-and-fall in Mount Pleasant, TX, Texas law may open a path to compensation, though the path is more demanding than most people assume.
The Reason Slip-and-Falls Get Underestimated
On paper, a slip-and-fall claim sounds simple: you fell on someone’s property, they should pay. In Texas, the truth is far more technical. These are some of the most aggressively defended personal injury claims in the state, and insurance companies count on injured people not knowing the rules.
You Have to Prove the Owner Knew — or Should Have Known. It’s not enough to prove that a hazard existed. Texas law requires the injured party to show the property owner had actual or constructive knowledge of the dangerous condition and neglected to address it.
“Open and Obvious” Is a Favorite Defense. If the hazard was plainly visible — a large yellow spill, an obvious hole in the sidewalk, a cord stretched across a walkway — the defendant may contend they had no duty to warn about something any reasonable person would see and avoid.
Comparative Fault Gets Weaponized. Defense lawyers reliably argue that the injured person wasn’t watching where they were walking, was distracted by a phone, or was wearing unsafe footwear — whatever to shift blame from the property to the person who fell.
Evidence Disappears in Days. The spill gets mopped. The broken floor tile gets replaced. Surveillance footage gets overwritten on short cycles. The incident report — if the store even wrote one — gets buried in a risk management file.
The Hazards Behind Most Falls
Most slip-and-fall claims in Mount Pleasant, TX boil down to a handful of recurring hazards:
- Wet or freshly mopped floors without warning signs
- Spilled liquids in grocery stores, big-box retailers, and restaurants
- Leaking refrigeration units and coolers
- Uneven tile, flooring transitions, or worn carpet
- Cracked sidewalks, parking lots, and entryways
- Poor lighting in stairwells, garages, and walkways
- Icy or wet entry mats not changed or maintained
- Loose handrails or missing handrails on stairs
- Clutter and merchandise left in aisles
- Cords and cables stretched across walking paths
- Broken or uneven stairs
- Potholes and ruts in parking lots
- Recently waxed floors without warning
- Rainwater tracked inside without adequate mats or caution signs
The common thread is a property owner or employee who either created the hazard or neglected to address one they knew about.
The Rules in Play
Slip-and-fall claims in Mount Pleasant, TX are controlled by Texas premises liability law — the Texas Civil Practice and Remedies Code and decades of common-law doctrine. A few principles dominate:
The Four Elements. To succeed, the plaintiff must show (1) the owner or occupier had actual or constructive knowledge of a condition on the premises, (2) the condition posed an unreasonable risk of harm, (3) the owner or occupier did not exercise reasonable care to reduce or eliminate the risk, and (4) that failure proximately caused the injury.
Actual vs. Constructive Knowledge. “Actual knowledge” means someone at the business directly knew about the hazard. “Constructive knowledge” means the hazard existed long enough that a reasonable owner should have discovered it. Texas courts call this the “time-on-floor” question, and it’s where most slip-and-fall cases are won or lost. A puddle that existed for five minutes is hard to pin on the business. The same puddle, with shopping cart tracks through it and footprints around it, suggesting it had been there for an hour, tells a very different story.
Your Visitor Status Matters. Texas law divides visitors into three categories — invitee, licensee, and trespasser — and the duty owed depends on which category you fall into. A customer at a business is an invitee and is owed the highest duty. A social guest at a home is a licensee and is owed a lesser duty. A trespasser is owed the least.
Modified Comparative Fault. Texas follows a “51% bar rule.” If the injured person is found more than 50% at fault, recovery is barred. Below that, damages are reduced by the injured person’s percentage of fault. This is where insurers push hardest.
Damage Caps. Most compensatory damages are uncapped. Punitive damages are subject to statutory limits. Claims against governmental entities — falls at public schools, courthouses, or city sidewalks — are governed by the Texas Tort Claims Act, which imposes damage caps and short notice deadlines.
Where Slip-and-Falls Happen Most
After handling slip-and-fall cases for clients across East Texas, certain settings produce injury claims over and over:
- Grocery stores and supermarkets (spills, leaking produce mist, wet entryways)
- Big-box retailers like Walmart, Target, and home improvement stores
- Restaurants and fast-food establishments (kitchen spills, wet bathroom floors)
- Hotels and motels (pool decks, lobby entryways, bathroom floors)
- Apartment complexes (broken stairs, poor lighting, uncleared walkways)
- Office buildings and commercial lobbies
- Gas stations and convenience stores
- Gyms and fitness centers
- Parking lots and parking garages
- Hospitals and medical offices
- Nursing homes and assisted living facilities
- Public buildings and government offices (triggering Tort Claims Act issues)
- Private homes (often resolved through homeowner’s insurance)
Common Slip-and-Fall Injuries
Slip-and-fall injuries are commonly more serious than people assume — especially for older adults. The injuries we see most often include broken hips, wrists, ankles, and elbows; traumatic brain injuries from striking the head; herniated and bulging discs; torn rotator cuffs and other shoulder injuries; knee injuries including meniscus tears and ACL damage; facial fractures and dental injuries; spinal cord injuries in severe cases; and chronic pain syndromes that develop long after the initial trauma.
For adults over 65, a hip fracture from a fall carries a substantially elevated mortality risk in the year that follows — a reality that makes properly valuing these cases essential.
Building the Record
Slip-and-fall cases are won on evidence that often starts disappearing the moment it’s created. The most valuable evidence includes surveillance footage (many businesses overwrite within 7 to 30 days, sometimes less), incident reports filed by staff or management, photographs of the hazard and the scene at the time of the fall, the footwear worn at the time, witness names and statements, maintenance and cleaning logs (which often show how often and when floors were inspected), prior complaint records, prior incident reports involving similar hazards, medical records documenting the injuries and causation, and — where relevant — expert analysis from safety engineers, human factors experts, or flooring specialists.
The challenge: most of this evidence is controlled by the property owner, and routine business practices destroy or discard it quickly. A preservation letter sent by an attorney in the first days after a fall can be the difference between having proof and losing it.
Immediate Steps If You’ve Fallen
What happens in the moments after a fall substantially affects any later claim. If circumstances allow:
- Report the fall to the manager or property owner immediately and insist on an incident report — ask for a copy
- Photograph the hazard from multiple angles before anyone cleans it up
- Photograph your footwear
- Document the exact location and time
- Get names and phone numbers from any witnesses
- Seek medical attention, even if you think you’re “just sore” — many serious injuries don’t present symptoms for hours or days
- Preserve any clothing or items damaged in the fall
- Avoid giving a recorded statement to the property’s insurer before consulting an attorney
- Do not post about the fall on social media
- Keep every medical bill, pharmacy receipt, and appointment record
The Two-Year Clock — With an Important Exception
Texas generally sets a two-year statute of limitations on slip-and-fall claims, measured from the date of the fall. Let it pass, and the right to recover is almost always gone — permanently. Here’s the wrinkle: falls on property owned by a governmental entity — a city sidewalk, a county building, a public school, a public hospital — are governed by the Texas Tort Claims Act, which requires written notice of the claim much earlier, often within six months or less. Many municipalities have their own charter-based notice rules that are shorter still. Missing a notice deadline under the Tort Claims Act can end an otherwise strong case before it begins.
What the Right Lawyer Brings
Slip-and-fall claims are harder than they appear — until you try to handle one. Retailers, apartment management companies, nursing home chains, and their insurers have defense playbooks honed over thousands of claims. They know the “open and obvious” defense, they know how to question whether the hazard existed long enough to establish constructive knowledge, and they know how to turn a customer’s fall into an argument about the customer’s own inattention. They routinely offer quick settlements before the full medical picture — including future surgeries, chronic pain management, and lost earning capacity — has come into focus.
An experienced Mount Pleasant slip-and-fall attorney shifts that dynamic. The right lawyer will send preservation letters immediately to protect surveillance footage and incident reports, investigate the property’s history of similar falls, obtain cleaning and inspection logs, identify every potentially liable party (property owner, operator, tenant business, cleaning contractor, maintenance company), bring in safety engineers or human factors experts when warranted, document the full long-term cost of the injuries, and refuse to accept a settlement that doesn’t reflect the true value of the case.
If you or someone you are close to was hurt in a slip-and-fall in Mount Pleasant, TX, the time to act is now. Contact an experienced slip-and-fall attorney today for a review of your case — before evidence disappears and critical deadlines slip by.
Slip and Fall Accident Attorney in Mount Pleasant: Focused Legal Support from Lindsey McKay
One instant can alter everything. When spilled product, a recently cleaned surface, or a hidden hazard brings someone down, the injured party seldom emerges untouched. Healthcare bills begin arriving before the swelling goes down. A quick trip becomes weeks of missed paychecks. Paychecks stop coming in while recovery continues for weeks or even months. And behind all of it is the silent, draining burden of emotional trauma that does not show up on any X-ray.
For individuals in Mount Pleasant facing this kind of unexpected crisis, the road ahead can feel overwhelming to walk by themselves. They need someone in their corner who truly comprehends what they are going through, views them as a person instead of a case number, and is willing to fight hard for the recovery they deserve. Lindsey McKay has founded her legal work on this very approach to representation, representing those injured in falls across Mount Pleasant with a combination of real understanding and substantial legal skill.
Representation That Starts with the Client
Plenty of law firms advertise themselves as client-focused. What genuinely separates Lindsey McKay’s approach is how steadily that pledge translates into action. She approaches each case knowing that behind the incident reports, health records, and insurance communications, there is a real human being trying to put their life back together. The individual across her desk could be a parent stressed about providing for their kids, a shopper harmed during what should have been a routine visit to a store, or a retiree whose quiet routine has been shattered by a fall they never saw coming.
Rather than racing through intake meetings and forcing a standard plan onto every matter, McKay takes time to listen. She wants to understand what happened, what damages her client has suffered, and what justice requires for that individual family. Only then does she construct a legal roadmap fitted to those specific circumstances.
That client-centered philosophy also guides her communication. Clients should never be left guessing about their case or pursue their own attorney just to get updates. McKay stays in touch with clients throughout every step of the process, breaking down updates in straightforward terms and making sure questions get answered. That kind of ongoing, straightforward dialogue builds the trust that carries a case through months, sometimes years, of litigation.
The True Scope of Harm from a Slip and Fall
Slip and fall injuries happen in many ways. Some feature wet surfaces at supermarkets where liquid spills have no warning signs. Some are falls on recently cleaned floors in restaurants, leaky refrigeration units, or rainwater at store entryways, where a failure to warn or clean up quickly leads to a serious fall. Icy sidewalks, wet stair treads, waxed floors without proper signage, and liquid spills near beverage stations all pose their own distinct dangers. Their common feature is that the party in control of the premises neglected their duty to keep floors reasonably safe. Under Texas law, property owners and businesses have a duty to use reasonable care to make their premises safe for customers and visitors, and when that duty is breached, the results are usually catastrophic.
Brain trauma, spinal injuries, shattered bones, hip breaks, torn ligaments, and permanent scarring are typical injuries sustained by slip and fall victims. Falls can be particularly devastating for older people, commonly causing permanent mobility problems or fatal complications. Falls are among the top causes of injury-related death in people over 65, according to health experts. But the first ER invoice is seldom the final cost. Recovery frequently stretches across months or years, requiring operations, physical therapy, mobility aids, home adjustments, and continued treatment. Some patients are unable to return to their former occupations. Others lose the capacity to handle daily life without help.
McKay takes the time to document the full scope of what her clients have lost. That means reaching beyond the current charges to account for future medical needs, rehabilitation costs, compromised future income, hurt and anguish, and the wider decline in life quality. Texas law allows recovery for all of these categories of damages, but only when they are thoroughly documented and shown. Her thorough approach is designed to ensure nothing is missed.
The psychological fallout warrants equal careful treatment. Anxiety about falling, apprehension in public places, depression, post-traumatic stress, and strained relationships are all common among slip and fall survivors. These are not minor or lesser injuries. They are actual damages that merit actual compensation, and McKay strives to see them fairly valued in every matter she manages.
Guiding Clients Through a Complicated Legal System
Slip and fall cases in Texas are not simple. Succeeding in a slip and fall case typically requires proving the owner had actual or constructive knowledge of the dangerous condition, had enough time to remedy the hazard or provide a warning, and did not act. Proving how long a spill was on the floor or whether staff had inspected the area recently is commonly where success or failure is determined.
On the other side, businesses and their insurers usually respond with force. They often have investigators and defense counsel at the site within hours of an incident, laboring to construct a story that shifts blame to the victim. They might assert the hazard was visible or that the victim wasn’t watching where they were walking. Under Texas’s comparative fault rules, any portion of blame placed on the victim cuts into their recovery, and if the victim is found over half responsible, they recover nothing at all. Meanwhile, injured parties are typically still hospitalized. The pressure for a fast settlement, before injuries are fully understood, can be significant. Lowball proposals often come wrapped as generous offers.
Cutting through that pressure requires an attorney who understands the terrain. McKay is well-versed in Texas premises liability law, comparative fault principles, and the safety standards that apply to businesses and property owners. She understands what security video, inspection files, and maintenance records ought to reflect, what store policies typically require when it comes to identifying and cleaning up hazards, and how to push back against the “open and obvious” and comparative negligence arguments that commonly appear. She stays current on legal developments that might affect her clients’ cases.
Her investigative approach is methodical. She works with safety consultants, floor surface specialists, healthcare providers, and employment economists to build cases that hold up under scrutiny. Evidence gets preserved carefully, including security camera footage, accident reports, inspection records, cleaning schedules, site photos, and witness accounts. When settlement negotiations succeed, that preparation is what drives the numbers higher. When a case has to go to trial, that same preparation is what wins verdicts.
A Community Lawyer with Community Insight
Mount Pleasant has its particular array of supermarkets, large retailers, restaurants, and shopping destinations where falls take place. Each involves distinct risks, common pitfalls, and safety standards. McKay’s familiarity with the area means she understands how local stores operate, what safety standards are relevant, and how regional courts deal with these claims.
That regional awareness matters. So does her commitment to straightforward, ethical practice. McKay tells clients the truth about their cases, including the challenges. She avoids commitments she cannot honor. What she offers instead is honest assessment, serious preparation, and relentless effort on her clients’ behalf.
Moving Quickly Matters
If you or a loved one has suffered injuries in a slip and fall accident in Mount Pleasant, the steps taken in the first days after the fall can influence the whole case. Texas imposes strict time limits on personal injury claims, and key proof can be lost rapidly. Security camera video might be recorded over, occasionally within days. The spill or hazard gets cleaned up and the area gets repaired. Inspection records and cleaning logs can be lost or altered. Eyewitnesses relocate or forget particulars. Workers move on and become tough to track down.
Meanwhile, the business’s legal team is already assembling their narrative. The earlier you have your own lawyer investigating, securing evidence, and notifying those at fault, the better your position gets.
Lindsey McKay offers empathetic, well-informed legal direction to help slip and fall victims understand their rights and think through their options. Handling a case with real seriousness requires more than filing forms and waiting for an offer. It means advocating for the honor, health, and financial safety of the injured individual. With McKay handling the legal fight, clients can focus on healing while she directs her efforts at making negligent businesses, property owners, and their insurance carriers accountable for the harm they caused.
The Six Most Frequent Causes Slip, Trip, and Fall Incidents in Mount Pleasant
Trip and fall incidents are one of the most frequent types of personal injury claims in Mount Pleasant and nationwide. Despite the ordinary-sounding name, these falls can cause devastating injuries — broken hips, wrist fractures, traumatic brain injuries, spinal damage, and even fatalities, most often among older adults. Whether you’re a longtime local of Mount Pleasant or new to the area, knowing what causes most slip-and-fall accidents can allow you to stay alert, protect yourself, and know what to do if you’re ever injured. Here are the six most common factors in slip-and-fall accidents in Mount Pleasant.
#1 Wet or Slippery Floors
Wet floors are the single most common cause of slip-and-fall accidents in Mount Pleasant. Grocery store aisles where a drink has spilled, freshly mopped restaurant floors without warning signs, water tracked in from rainy weather, leaking refrigerator cases, and wet bathroom tiles all lead to serious falls every day. Property owners have a legal obligation to clean up spills right away and warn visitors about wet surfaces — and when they don’t, they can be held accountable for resulting injuries.
Protect yourself: Watch for warning cones, walk cautiously on shiny or freshly cleaned surfaces, and report spills to staff when you see them.
2. Cracked and Broken Flooring
Cracked sidewalks, uneven pavement, raised tiles, torn carpeting, loose floorboards, and potholes in parking lots cause a significant number of falls in Mount Pleasant. Older neighborhoods and strip malls where maintenance has been neglected are particularly prone to these hazards. Even half-inch difference in surface height can catch a toe and send someone sprawling — and property owners are responsible for keeping walking surfaces in safe condition.
Stay safer: Watch where you’re walking most carefully in parking lots and older commercial areas, and report damaged flooring to property management in writing.
3. Dim or Burned-Out Lights
Inadequate lighting turn otherwise manageable hazards into serious dangers. Stairwells with burned-out bulbs, parking garages with broken overhead lights, dimly lit restaurant entrances, and unlit apartment walkways all contribute to falls in Mount Pleasant. When people can’t see cracks, curbs, steps, or obstacles, they’re far more likely to misjudge a step or miss a change in elevation. Property owners have a duty to maintain adequate lighting throughout their premises.
Stay safer: Use a phone flashlight in dim areas, avoid poorly lit shortcuts, and report burned-out lights to property managers.
#4 Dangerous Stairs
Staircases are involved in a disproportionate share of serious fall injuries because the consequences of falling down stairs are frequently far worse than a flat-surface fall. Missing or loose handrails, uneven step heights, worn or torn carpet runners, inadequate lighting, and wet or slippery treads all contribute to stairway accidents in Mount Pleasant. Building codes call for specific standards for stair construction and maintenance, and violations of those codes often support premises liability claims.
Stay safe: Always use handrails when available, take stairs deliberately when carrying items, and avoid distractions like your phone while descending.
5. Weather Conditions
Mount Pleasant weather can create unexpected slip-and-fall hazards. Heavy rain brings water tracked onto tile floors and slippery wet surfaces outside building entrances. Occasional ice storms and freezing rain create dangerous conditions on sidewalks, parking lots, and stairs — even in areas that don’t often see winter weather. Property owners have a legal obligation to address weather-related hazards within a appropriate time, including putting out mats, clearing walkways, and posting warnings.
Stay safe: Wear appropriate footwear during wet or icy weather, take extra care on slick surfaces, and use handrails wherever they’re available.
#6 Cluttered Walkways and Obstructed Paths
Merchandise left in grocery store aisles, boxes blocking warehouse walkways, loose cords across floors, trash and debris on sidewalks, and construction materials left in pedestrian areas all cause trips and falls in Mount Pleasant. Retail stores are particularly prone to these claims when employees restock shelves during busy hours or leave pallets and ladders in aisles. Property owners are responsible for keeping walking paths clear or clearly marked when obstructions can’t be avoided.
Stay safe: Stay alert in busy stores during restocking hours, watch for cords or boxes on the floor, and report tripping hazards to staff or management.
Steps to Take After a Slip-and-Fall
Slip-and-fall cases typically come down to evidence, and evidence disappears fast. Wet floors get mopped up, warning cones get moved, and broken tiles get repaired — sometimes within hours of an accident. If you fall: report the incident to the property owner or manager right away and ask for a written incident report, take photos of the hazard and your injuries before anything changes, get contact information from any witnesses, save the clothes and shoes you were wearing, and seek medical attention even if you feel okay — head and spinal injuries aren’t always obvious right away. Texas law generally gives slip-and-fall victims two years from the date of injury to file a claim, but moving fast makes a difference because evidence fades fast.


What rights do I have in Mount Pleasant after a slip and fall accident
Right to seek compensation. If someone else’s negligence caused your injury, you can pursue damages for medical bills (past and future), lost wages and lost earning capacity, property damage, pain and suffering, mental anguish, and in some cases punitive damages if the conduct was grossly negligent.
Statute of limitations. Texas generally gives you two years from the date of the injury to file a lawsuit (Texas Civil Practice & Remedies Code §16.003). Miss it and you usually lose the right to sue entirely. Claims against government entities have much shorter notice deadlines — often six months or less.
Modified comparative fault (the “51% bar rule”). Texas reduces your recovery by your percentage of fault, and if you’re found more than 50% at fault, you recover nothing.
Right to refuse to give a recorded statement to the other party’s insurance company. You’re not obligated to, and it’s often wise not to without legal advice.
Right to your own medical care and records, and to choose your own doctor (outside of workers’ comp situations, where rules can differ).
Right to negotiate or reject settlement offers. Initial insurance offers are typically low; you’re not obligated to accept.
If it’s a car accident: Texas is an at-fault state, so the at-fault driver’s insurance is primarily liable. Minimum liability coverage is 30/60/25.
If it’s a work injury: Texas is unusual in that employers can opt out of workers’ comp. If your employer carries it, your remedies are generally limited to the WC system; if they don’t, you may be able to sue them directly.
The Texas Tough Difference
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