Do I Qualify for a Personal Injury Case?

Do I Qualify for a Personal Injury Case? | McKay Law

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If you think of a personal injury case, like a three-legged stool, a personal injury case only needs three legs to have a personal injury case that stands.

  1. Liability > It’s NOT your fault. The incident causing injury must be the fault of another’s negligence.
  2. Collectability > There is insurance coverage or an avenue of collection. In most if not all cases, Insurance is the avenue of collection.
    • If you are in a collision with an uninsured driver or it was the result of a hit and run, you STILL may be eligible if you carry Underinsured or Uninsured motorist coverage under your insurance policy. Your rates do NOT increase by utilizing this coverage when the collision is not your fault.
    • If you are a PASSENGER of a vehicle you have potentially numerous avenues of insurance available to you which may include the insurance policy of the tortfeasor, the driver of the vehicle in which you are riding and a policy in which you may have coverage.
  3. Damages > you must be injured to pursue a case.

What Is My Personal Injury Case Worth?

That is a difficult question to answer, but ultimately the value of your case is determined by how much insurance is available and how damaged you are. 

The more damaged you are, the more valuable the case. However, there must be enough insurance coverage to compensate you for our damages. When a client is involved in a collision with an 18-wheeler or commercial company, the MINIMUM insurance coverage is $750,000 and in most cases, truck companies carry much more than the minimum policy requirement.

The minimum insurance coverage for an individual policy is $30,000 in Texas.

It is SO important to for YOU to have UNDERINSURED/ UNINSURED motorist coverage (“UIM”) so you are protected in the case you are severely injured as the result of the negligence of another who only has the minimum coverage or even no coverage available.

3 Legs of a Case | McKay Law

What Are My Damages in a Personal Injury Case?

Damages refer to the type of loss someone suffers and Texas recognizes a number of different types of damages in personal injury cases.

ECONOMIC DAMAGES: the types of damages that can be QUANTIFIED

  • Loss Wages / Lost Income
  • Loss of Future Earning Capacity
  • Medical Expenses – Past and Future
  • Special Damages – Household Chores, childcare costs,
  • Life Expectancy / Work-Life expectancy

Non-Economic Damages: Not so easily quantified damages

  • Pain & Suffering
  • Mental Anguish

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About McKay Law

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Caleb Moore
Caleb Moore
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This business does truly care about their clients and their needs! They have an amazing staff, and are one of the best places in the area for sure!
Amy Patterson
Amy Patterson
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McKay Law and Attorney Lindsay McKay were extremely prompt with in helping me with my wreck! She is very knowledgeable of the law!
Alexandra Serrano
Alexandra Serrano
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She, was very helpful she gonna fights for your right !!! Awesome lawyer and company’s 👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻
Carmen Montoya
Carmen Montoya
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Lindsey and her team were very professional! I am so thankful to have had them work on my case.
Jenny Wakeland
Jenny Wakeland
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Mrs. McKay treats her employees well. She is knowledgeable, professional and trustworthy. She truly cares about her clients.
Cobbie Johnson
Cobbie Johnson
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Very professional greatest law firm I’ve ever worked with.

Why McKay Law?

Lindsey McKay | Sulphur Springs Texas Personal Injury Lawyer | McKay Law – Legally Bold
McKay Law | Legally Bold | Personal Injury Lawyer

Passion For Justice – Compassion For Clients

Compassion. Confidence. Commitment.

20 +

20+ years of combined experience with of counsel addition.

Reasons to Hire
McKay Law

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VIP / White Glove Service

We are Available 24/7 - We take care of our client’s needs – whatever they may be – and advise and instruct from beginning to end.

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We Care

We hope to change your life and your situation and turn something tragic into something better. No issue is too tiny for us to consider or too big for us to tackle.

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We Listen to Learn Your Story

Injuries, pain, the stress of life, the case, finances – We want to know you and be the voice to tell your story for the best results.

Any Legal Issue | Reasons to Hire McKay Law

Any Legal Issue

We are legally bold to help you. If we can’t address, we know the best.

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Fight For Best Results

We ensure we fight for the best results possible for your case.

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No Fee

Unless we win and also NO FEE for handling property damage.

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20+ Years of Combined Experience

We have a long line of success and a team that has worked together for decades and has perfected and streamlined the process; making something stressful and painful as seamless and easy as possible.

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Dedicated Nurse to Guide Medical Treatment

McKay Law has an in-house specialist guiding our personal injury clients on medical treatment. Read more about our Texas Nursing Board Certified Nurse and How We Assist.

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Free Consultation with Texas Personal Injury Lawyer

No Fees Unless We Win. We Listen To Our Clients.

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Lindsey McKay is a dedicated trial attorney with experience and drives to get the best results for her clients. We handle personal injury cases that involve the following matters: drunk driving accidents, nursing home negligence, uninsured or underinsured motorists, motor vehicle accidents, product liability, auto defects, animal bites, work-related injuries, medical negligence and fatalities.

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You may be owed money. 

Call our Personal Injury Lawyer now: (903) 465-8733 or use the form below. You can also calculate your total damages for settlements.