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Glossary · Compensation

Loss of Earning Capacity

Loss of earning capacity compensates diminished ability to earn in the future — distinct from lost wages already missed.

Compensation

What “Loss of Earning Capacity” Means

Loss of earning capacity compensates diminished ability to earn in the future — distinct from lost wages already missed. It asks what the injury took from your working life: the promotion path closed, the trade you can no longer perform, the hours your body no longer sustains.

Why It Matters in Your Texas Case

Proving capacity loss is expert work: vocational specialists compare pre- and post-injury employability; economists project the difference across a career, with raises, benefits, and work-life expectancy. It’s frequently the largest single number in a serious case — and the one insurers fight hardest, especially for the self-employed, for manual workers, and for the young, whose lost decades compound. McKay Law builds this category with the rigor its size demands.

Related Terms

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