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Glossary · Claims Process

Severity Of The Injury

Injury severity is the principal driver of claim value: the nature of the harm, its treatment course, its permanence, and its impact on work and life.

Claims Process

What “Severity Of The Injury” Means

Injury severity is the principal driver of claim value: the nature of the harm, its treatment course, its permanence, and its impact on work and life. A sprain and a spinal fusion occupy different universes of valuation — and severity is measured by medical evidence, not by how a crash “looked.”

Why It Matters in Your Texas Case

The vehicle-damage fallacy is the insurer’s favorite severity argument: minimal property damage, therefore minimal injury. Medicine says otherwise — low-speed collisions produce real spinal and soft-tissue injuries — and our $225,000 recovery on a “minimal damage” commercial rear-end proved it with causation work. McKay Law establishes severity properly: complete diagnosis (MRI over guesswork, as Lindsey’s videos urge), specialist care, and permanence documented before any number is discussed.

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Questions About How This Applies to You?

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