What “Personal Injury Protection (PIP)” Means
Personal Injury Protection (PIP) is no-fault coverage on your own Texas auto policy paying medical expenses and 80% of lost income after a crash — regardless of who caused it. Texas insurers must offer at least $2,500 of PIP; you have it unless you rejected it in writing.
Why It Matters in Your Texas Case
PIP is the fastest money in a claim — payable without a fault fight — and using it doesn’t raise your rates or reduce your claim against the at-fault driver; Texas law protects PIP from subrogation, meaning it isn’t paid back from your settlement. Many clients don’t know they carry it; checking is one of the first things McKay Law does with your policy, alongside UM/UIM. Small coverage, real relief, and it’s already yours.
Related Terms
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Questions About How This Applies to You?
Definitions inform; conversations resolve. If “personal injury protection (pip)” touches your situation, the free consultation puts it in context — your facts, your deadlines, your options: (903) INJURED, 24/7, English or Spanish, no fee unless we win.