What “Bodily Injury Liability” Means
Bodily injury liability is the portion of an auto insurance policy that pays for injuries the policyholder causes to other people — medical bills, lost wages, pain and suffering. Texas requires minimum coverage of $30,000 per injured person and $60,000 per accident (part of the state’s 30/60/25 minimums), though drivers can and often should carry far more.
Why It Matters in Your Texas Case
This coverage is usually the first pool of money in a Texas crash claim — and its limits explain why serious cases demand deeper investigation. When your damages exceed the at-fault driver’s bodily injury limits, McKay Law maps every additional layer: umbrella policies, employer liability if the driver was working, and your own underinsured motorist coverage. Knowing a policy’s limits early shapes the entire claim strategy, which is why we demand disclosure immediately.
Related Terms
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Questions About How This Applies to You?
Definitions inform; conversations resolve. If “bodily injury liability” touches your situation, the free consultation puts it in context — your facts, your deadlines, your options: (903) INJURED, 24/7, English or Spanish, no fee unless we win.