Archive of Category: Insurance

Lindsey McKay Fights Against Truck Driver Negligence in Tyler, TX | McKay Law

Fights Against Truck Driver Negligence in Tyler, TX

On the roads around Tyler, people die from injuries they suffered in semi-truck accidents due to truck driver negligence every year. If you or someone you care about has been in a crash involving an 18-wheeler, you know how steeply the odds are stacked against you. A fully-loaded rig can

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Why My Personal Injury Case Worth Isn't High? 2 | McKay Law

Why My Personal Injury Case Worth Isn’t High?

Determining the personal injury case worth involves various factors, and it’s essential to consider the specific details of each case to understand why the settlement amount might be lower than expected. In a personal injury case, the negligent or careless party’s insurance company may offer you $10,000, which might be

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Do Settlements for Auto Accidents Ever Exceed the Policy Limits? | McKay Law

Do Settlements Ever Exceed the Policy Limits?

The frequency with which car accident settlements in Texas exceed policy limits can vary depending on factors. Those factors include the seriousness of the accident, the type of insurance policy, and the particulars of the case, making it difficult to give a definitive answer to this question. Nevertheless, settlements for

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11 Things the Insurance Company Doesn’t Want You To Know | McKay Law

11 Things the Insurance Company Doesn’t Want You To Know

Let’s look at 11 things the insurance company doesn’t want you to know with Lindsey McKay, an experienced Texas personal injury lawyer. 1. The Claims Adjuster Does Not Care Whether You Get a Fair Settlement. If you’ve never had to argue your claim with an insurance adjuster, count your blessings.

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What the Adjuster Really Means When He Says These 4 Things | McKay Law

What the Adjuster Really Means When He Says These 4 Things

Talking with an insurance claims adjuster can feel a bit like tiptoeing through a minefield. The adjuster will employ any number of negotiating “tactics” to get you to settle your claim for as little as possible. If you are able to recognize these tactics for what they are—negotiation ploys—you will

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Advantages and Disadvantages of Submitting Your Case to Arbitration | McKay Law

Advantages and Disadvantages of Submitting Your Case to Arbitration

In an arbitration hearing, a neutral arbitrator (or sometimes a panel of three arbitrators) chosen by the parties listens to each side’s evidence and then decides the case. The arbitration may be required by contract in some cases, such as claims against your own uninsured/underinsured motorist coverage. Otherwise, before you’ll

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How Insurance Companies Work | McKay Law

How Insurance Companies Work

If you have been involved in an injury accident and are disheartened by the insurance company’s lowball offers and endless delays, you’ve probably asked yourself, “Why?” To answer these questions, you need to understand how insurance companies work. Armed with this knowledge, you will be better equipped to deal with

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