What “Understanding Double Indemnity in Texas Personal Injury Cases” Means
Double indemnity is a life or accident insurance provision paying twice the policy’s face value for death by covered accident — a contract feature of the decedent’s own insurance, separate from any liability claim against whoever caused the death.
Why It Matters in Your Texas Case
In fatal-accident cases, families may hold two independent recoveries: the accidental death benefits their own policies promise (where insurers sometimes resist the “accidental” classification), and the wrongful death and survival claims against the at-fault party. The claims don’t offset each other. McKay Law helps families pursue both tracks — contesting wrongful accidental-death denials with the same evidence discipline we bring to liability, because a widow shouldn’t have to litigate her own insurer’s fine print alone while grieving.
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